INTERNATIONAL & TRAVEL HEALTH INSURANCE
Worldwide Coverage
WHY YOU NEED INTERNATIONAL HEALTH INSURANCE
Emergency Assistance
Flexible Plans
International Travel Health Insurance — Coverage That Goes Where You Go
Whether you are traveling abroad for work, relocating internationally, or living outside the United States, your domestic health insurance will not protect you overseas. International and travel health insurance fills that gap — giving you access to emergency care, hospitalization, and medical services no matter where you are in the world.
WHO NEEDS INTERNATIONAL HEALTH INSURANCE?
Today's global lifestyle demands global coverage. Whether you're a digital nomad working from Thailand or the Philippines, a content creator living between Europe and Southeast Asia, an expat building a new life abroad, a retiree enjoying overseas retirement, or a business traveler hopping time zones — your U.S. health insurance stops at the border. International travel health insurance moves with you, covering emergency care, hospitalization, and medical services wherever life takes you.
WHAT DOES INTERNATIONAL HEALTH INSURANCE COVER?
BCBS Global Solutions plans cover emergency medical treatment, hospitalization, doctor visits, emergency evacuation, prescription drugs, and 24/7 assistance in 180+ countries — so you're never alone in a medical emergency, no matter the timezone.
Star Pointe Assurance helped me find the perfect international health plan before my move to Southeast Asia. The process was seamless and I felt covered from day one. Incredibly helpful team.
Faqs
Most U.S. domestic health insurance plans, including employer-sponsored plans, ACA marketplace plans, and Medicare, do not provide coverage outside the United States. If you travel or live abroad, you need a separate international health insurance plan to be covered for medical expenses overseas.
Travel health insurance is typically short-term coverage designed for a specific trip, covering emergency medical care and trip-related issues. International health insurance is longer-term coverage designed for expats, overseas workers, or people who live abroad for extended periods, providing more comprehensive ongoing health benefits.
The cost of international travel health insurance depends on your age, destination, length of coverage, and the plan you choose. Short-term travel plans can start at very affordable monthly rates, while comprehensive expat plans vary based on coverage level. Contact Star Pointe Assurance at (855) 509-3338 for a personalized quote.
Some international health insurance plans offer coverage for pre-existing conditions, subject to eligibility requirements and waiting periods. A licensed agent at Star Pointe Assurance will help you review plan options that best fit your health history.
Yes. BCBS Global Solutions (Blue Cross Blue Shield) plans provide access to a worldwide network of hospitals and physicians in over 180 countries, with 24/7 emergency assistance available wherever you are. Blue Cross Blue Shield is one of the most trusted names in American healthcare, now offering global coverage for travelers and expats worldwide.
Getting covered is simple. You can get a quote and enroll directly through our personalized BCBS Global Solutions (Blue Cross Blue Shield) quote link, or call us at (855) 509-3338 to speak with a licensed agent who will walk you through your options. We serve clients across the United States and internationally, including travelers, expats, and global workers in Thailand, the Philippines, Europe, and beyond.
Carriers We Work With
