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RV | Motorhome | Trailer

Take the worry out of life with insurance protection

Type of Recreational Vehicle

Usage and Travel Habits

Insurance requirements

Understanding RV, Motorhome, and Trailer Insurance

RV, motorhome, and trailer insurance offers specialized coverage designed for recreational vehicles. It includes protection for physical damage, liability, and personal property. Unlike standard auto insurance, it also covers unique risks specific to RVs and trailers. This may include roadside assistance, vacation liability, and full-time RV coverage. Whether you’re traveling or parked, you can have peace of mind. Protect your investment with tailored insurance solutions.

Expertise in RV Insurance

With years of experience in the insurance industry, our team understands the unique needs and challenges of RV, motorhome, and trailer owners. We have the expertise to help you find the right coverage for your recreational vehicle and protect against non-collision events.

Emergency Expenses Coverage

This coverage helps pay for emergency expenses incurred while traveling in your RV or motorhome, such as lodging, meals, and transportation, if your vehicle becomes uninhabitable due to a covered loss. We provide repair or replace your vehicle in case of an accident

Maria Marlin Retired Govt Officer, ON, Canada

Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada

Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

Faqs

RV insurance typically covers liability, collision, comprehensive damage, and personal belongings inside the vehicle. Additional options like roadside assistance and vacation liability may also be available.

Yes, most states require liability insurance for RVs if they are driven on public roads. If you have a financed RV, your lender may also require full coverage.

Standard RV insurance covers occasional use, but if you live in your RV full-time, you may need specialized full-time RV insurance for extended protection.

Yes, many policies include coverage for personal items such as electronics, appliances, and furniture, but coverage limits may vary.

Many policies offer optional roadside assistance, which can include towing, fuel delivery, tire changes, and emergency repairs.

RV insurance includes additional protections such as vacation liability, campsite coverage, and full-time RV coverage, which are not typically included in auto insurance.

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