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Medicare

Take the worry out of life with insurance protection

Hospital Insurance

Medical Insurance

Medicare Advantage Plans

A Healthcare Program

Medicare is a U.S. federal health insurance program designed to support individuals aged 65 and older, offering essential healthcare coverage. It also extends to younger people with specific disabilities or conditions, such as end-stage renal disease. The program helps cover a range of medical services, from hospital stays to preventive care, ensuring access to necessary treatments. With different parts addressing various needs, Medicare provides flexibility and peace of mind for millions of Americans. It’s a vital resource for those seeking reliable and affordable healthcare solutions.

Age-Based Eligibility

Most people become eligible for Medicare when they turn 65, regardless of their income or medical history. Individuals who are already receiving Social Security or Railroad Retirement Board (RRB) benefits are automatically enrolled in Medicare Parts A and B when they turn 65.

Disability-Based Eligibility

Some individuals under the age of 65 may qualify for Medicare based on a disability or certain medical conditions. To be eligible, individuals must have received Social Security Disability Insurance (SSDI) benefits for at least 24 months, or have been diagnosed with Amyotrophic Lateral Sclerosis (ALS) or end-stage renal disease (ESRD).

James R

Navigating Medicare was overwhelming until I found StarPointe Assurance. Their team patiently explained my options and helped me choose the best plan for my needs. Now, I have comprehensive coverage and peace of mind knowing my healthcare is taken care of. Highly recommend their expertise!

Linda M

I was worried about finding the right Medicare plan, but StarPointe Assurance made the process so easy. They took the time to understand my medical needs and budget, ensuring I got the best coverage. Their professionalism and support were outstanding!

Faqs

Medicare is a federal health insurance program for individuals aged 65 and older, as well as certain younger people with disabilities.

Coverage options include liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP).

Most states require car insurance, but coverage requirements vary. Some states allow alternatives like self-insurance or bonds.

You can lower costs by maintaining a clean driving record, bundling policies, increasing deductibles, and qualifying for discounts.

Many policies include rental car coverage, but it depends on your plan. Check with your provider before renting.

Stay safe, call emergency services if needed, document the scene, exchange information, and report the claim to your insurer.

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