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If you have a valid driver’s license and drive a vehicle, the law requires that you have auto insurance. California’s Low Cost Auto (CLCA) Insurance program is a state-sponsored program that makes auto insurance affordable, helping you drive responsibly and legally.
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Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
The California Low-Cost Auto Insurance Program (CLCA) is a state-sponsored program designed to provide affordable liability coverage for eligible low-income drivers.
To qualify, you must meet income requirements, have a valid California driver’s license, own a vehicle valued at $25,000 or less, and have a clean driving record.
It provides basic liability coverage for bodily injury and property damage, meeting California’s minimum auto insurance requirements.
No, CLCA only offers liability coverage and does not include comprehensive, collision, or uninsured motorist protection.
You can apply online through the official CLCA website, by phone, or with the assistance of a licensed insurance provider.
