Starpointe Assurance has been delivering top-tier insurance solutions since 2011, providing reliable, tailored coverage to protect what matters most
At Star Pointe Assurance, we offer services to help you plan for retirement with confidence. We start by understanding your financial goals, risk tolerance, and retirement timeline through a personalized consultation.
Based on your unique circumstances, we develop a 401(k)-investment strategy designed to maximize growth potential while managing risk. We help you diversify your 401(k) portfolio across a range of asset classes to spread risk and optimize returns over the long term.
We assist you in developing a retirement income plan that leverages your 401(k) savings to provide a steady stream of income during retirement. We explore tax-efficient investment strategies within your 401(k) plan to minimize tax liabilities and maximize after-tax returns.
Planning for retirement felt overwhelming until I connected with StarPointe Assurance. Their 401(k) guidance helped me make smart investment choices, ensuring a secure future. I now feel confident about my retirement savings!
StarPointe Assurance made setting up my 401(k) simple and stress-free. Their team explained everything in detail and helped me maximize my contributions. I’m grateful for their expertise in securing my financial future!"
A 401(k) is a retirement savings plan that allows employees to contribute a portion of their salary, often with employer matching contributions.
Employers may match a percentage of your contributions, which boosts your savings and helps grow your retirement fund faster.
You can begin penalty-free withdrawals at age 59½, but early withdrawals may result in penalties and taxes.
Yes, traditional 401(k) contributions are tax-deferred, reducing your taxable income until you withdraw funds in retirement.
Yes, you can roll over your 401(k) into an IRA or another employer’s plan without tax penalties if done correctly.
You can keep it with your old employer, roll it over to a new plan, transfer it to an IRA, or cash it out (though taxes and penalties may apply).
